Structured Products
In the current financial landscape, where cash deposit rates are tantalisingly high but still below the inflation rate and markets continue to exhibit volatility, many investors understandably explore alternative avenues beyond traditional stock and shares. I’d like to introduce you to an intriguing option: Structured Investment Products.
Structured investment products offer the potential for returns that surpass those of cash deposits, with some paying 8.6% per year. What sets these investments apart is exposure to stock and shares with high levels of protection to the capital.
Investors can opt for regular income or capital growth, and even better, invest using ISA or pension wrapper with all the tax advantages.
These investment opportunities come in two forms:
- Full Capital Protection: This option safeguards your initial investment, ensuring that your capital is returned on maturity in full.
- Capital at Risk Basis: While offering the potential for even greater returns, this option involves a level of risk to your initial capital.
It’s worth noting that structured investment products are ideally suited for those with a medium to long-term investment horizon. Due to their unique nature, they may not be as liquid as some other investment vehicles, so being prepared for a full term commitment is key.
If you want to learn more or discuss how these options align with your financial goals, please don’t hesitate to reach out.
At Brooks Wealth, we understand that these investment choices can be complex, and we’re here to provide guidance every step of the way. Whether you’re looking to diversify your portfolio or explore new opportunities, structured investment products could be a game-changer.
01733 314553 info@brookswealth.co.uk www.brookswealth.co.uk